SME MicroCapital

Not Just Another Consultancy Firm

> 95%

Approval Rate


Projects Completed


Happy Customers


Funded Since 2017

Who We Are

SME Microcapital is a Singapore-based business consultancy company that provides a full suite of professional financial services to SMEs. We specialise in enabling SMEs to acquire government-backed working capital loans in a seamless and concise manner. We also deal with other financial services such as PO and invoice financing.

Our sister Company Fincapital also supports SMEs with an array of specialised advisory services that are equipped to assist businesses with their next expansionary plans. Services provided include - Project financing, Merger & Acquisitions, fundraising, Pre-IPO listing walkthrough & Business advisory.

Secured loans for businesses

At SME Microcapital, we understand that securing financing can be challenging for small business owners. That's why we offer secured loans that leverage your valuable residential, commercial, or industrial property as collateral. Our secured loans provide you with access to significant working capital quickly, allowing you to seize opportunities, invest in expansion, or manage your cash flow efficiently.

  • Loans Services

    Our primary offering revolves around business and property loans, where we utilize your residential, commercial, or industrial property as collateral to provide you with the capital you need. Our secured loans have a straightforward application process, competitive interest rates, and flexible terms, ensuring a seamless borrowing experience.

  • Secured Lending Expertise

    SME Micro Capital boasts a robust platform of lenders who specialize in secured lending. These lenders have extensive experience in working with private properties and commercial properties, understanding the unique financial requirements of businesses across various industries. Rest assured that our team will connect you with the most suitable lenders who can offer tailored solutions to meet your specific needs.

  • Capital Advisory Services

    In addition to our lending solutions, we provide comprehensive capital advisory services. Our experienced advisors will work closely with you to understand your business goals and financial objectives. They will help you strategize and identify the best financing options available to support your growth plans, ensuring that you make informed decisions that align with your long-term vision.

SME Microcapital

SME Microcapital is conveniently located in the heart of central Singapore. 


If you are interested in our services, feel free to drop by our office on weekdays from 9am to 5pm for a consultation. 


If you are interested in a career with us, please email your resume to with your name, age, gender and current job title.

SME Fincapital

SME Fincapital will help your business with matters of

  • Merger & Acquisition (M&A)
  • Project Financing
  • Fundraising
  • Pre-IPO Listing
  • Business Advisory
  • and many more!
Why Choose Us?

At SME Microcapital and Fincapital, integrity and professionalism is at the heart of what we do. 

We partner with some of the biggest and most competitive financial institutions to provide the best service to our clients, all through a seamless process that requires minimal effort from you.


Remember, at SME Micro Capital, we are not just lenders – we are partners in your business growth. Let us help you unlock the value of your property and propel your business forward. Contact us today and embark on a journey of financial empowerment and success.

Explore our services

Do you have a question and require assistance?

Our purpose is to provide assistance. If you have any uncertainties regarding the types of business loans your company qualifies for, please complete the brief form below, and we will contact you promptly.