Terms of use

Acceptance of Terms

Thank you for visiting SME Microcapital (“The Company,” “we,” or “us”). By accessing and visiting this site you (the “User”) are deemed to have consented to the Terms of Use modified on this site, which is subject to change. If you do not agree with the Terms of Use, we advise that you discontinue browsing and exit this site. 

Modification of Site

The Company may modify, change, add to, terminate, or suspend any part or all of the site at The Company’s discretion, even without providing notice. Updates and modifications posted are effective immediately. We recommend that the User checks regularly if there are any updates and alterations to the Terms of Use.


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This website is provided “as is” without any representations or warranties, express or implied. Such information and materials are provided for general information only, do not represent our views, opinion or advice and you should seek professional advice at all times and obtain independent verification of the information and materials contained herein before making any decision based on any such information or materials

While SME Microcapital uses reasonable grounds to ensure that the information on this website is accurate and up to date, SME Microcapital not warrant the truth, accuracy, adequacy, completeness or reasonableness of the information and materials contained in or accessed through this website and expressly disclaims liability for any errors in, or omissions from, such information and materials. Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you do require advice in regards to any legal or financial matter you should consult an appropriate professional authority.

Should you choose to obtain any product or service provided to you by a third party on their own terms and conditions, we will not be responsible or liable for any loss or damage you may suffer or incur in connection with the terms and conditions applying to any contractual offer entered into by you with any third party in relation to any product or service or for any acts, omissions, errors or defaults of any third party  in connection with those terms and conditions of use and/or privacy policy.

Any views, opinions, advice or offers provided to you by a third party after you have used this website does not represent our views, opinions and are not endorsed by us. We do not endorse, recommend or take responsibility for any third party who provides you with any views, opinions, advice or offers. You choose to accept or refrain from accepting any third party’s views, opinions, advice or offer at your sole risk, responsibility and discretion. We are not responsible or liable for any loss or damage you may suffer or incur in connection with such views, opinions, advice or offer.

Under no circumstances shall SME Microcapital be liable regardless of the form of action for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this website and/or using the online services in this website. 

SME Microcapital shall not be liable to you or any other party for any damages, losses, expenses or costs whatsoever arising in connection with your use of this website, or reliance on any information, materials or online services provided in this website, regardless of the form of action taken in your interaction with this website and it’s relevant online services. We are not obligated to provide on demand website maintenance support and customer service.


This website uses hyperlinks to websites on the internet that are owned or operated by third parties. Such links are provided solely for the User’s convenience and reference and We are not responsible or liable for the availability or content of any other Internet site (not provided by us) linked to or from our website. Access to any other Internet site is at your own risk. If you create a link or frame to our website, you do so at your own risk. We do not make any representations regarding the content or sponsors of the linked website, or the suitability or appropriateness of the products or services described therein. Furthermore, the hyperlinks provided in this website shall not be considered or construed as an endorsement, authorization, sponsorship, affiliation or verification of such linked websites or the contents therein by SME Microcapital. You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.